Quotes and Swiss QR invoices for tradespeople. No Excel, no lost evenings.
Pratiko is the Swiss business app built for plumbers, electricians, carpenters and small trade companies across Ticino and Switzerland: a professional quote in 60 seconds, online client approval via link, and an invoice with a SIX-compliant QR-bill. Swiss VAT at 8.1% and 2.6% calculated automatically, reminders ready, quarterly VAT return always in order.
- Professional quote ready in 60 seconds, straight from the job site
- SIX-compliant QR invoice accepted by every Swiss bank
- Swiss VAT, reminders and quarterly return ready for your accountant
Free forever up to 5 invoices per month. No card required.
Works flawlessly on smartphone, tablet and desktop: no app-store download, it installs as a web app in seconds.
17.07.2026
IBAN CH·· ···· ···· ···· ····
Excel is costing you evenings — and on-time payments
- You rebuild every quote in Excel or Word, and it still looks improvised
- You fill the QR invoice by hand: one wrong digit and the client's bank rejects it
- You recalculate 8.1% and 2.6% VAT every time, never fully sure it's right
- The client never replies to the quote and you don't even know if they opened it
- You notice overdue invoices only when the money is missing from the account
- The quarterly VAT return eats a full working day hunting for documents
Pratiko vs the alternatives
Honest comparison between Pratiko, Excel/Word and the best-known Swiss tools.
| What matters | Pratiko | Excel / Word | WinBIZ / Banana | Bexio |
|---|---|---|---|---|
| Time per invoice | 2 min | 30+ min | 10 min | 5 min |
| SIX QR-bill | ||||
| Online quotes | ||||
| Client approval | ||||
| Auto Swiss VAT | ||||
| camt.054 import | ||||
| Price | From CHF 0 | CHF 0* | CHF 400+/year | CHF 29+/month |
| Ease of use | ★★★★★ | ★★★ | ★★ | ★★★★ |
Pratiko saves you time and money from day one.
Try Pratiko free — no card requiredBefore and after Pratiko
What really changes in a Swiss tradesperson's week once admin stops being done by hand.
- Quotes in Word, recalculated by hand
- Client 'thinks about it' for weeks with no answer
- Photocopied pink slips or hand-crafted QR codes
- Quarterly VAT = one evening lost at the accountant
- Quote ready from your phone, on-site
- Approval link: yes or no in one click
- Swiss QR-bill generated automatically
- CH VAT report exported in one click
From quote to payment in 4 steps
The same flow Swiss tradespeople use every day: no training course, no consultant to pay.
Fill in items, VAT, discounts. Clean Swiss template. Professional PDF in 60 seconds.
The client gets a link, approves or rejects online. You get an instant notification.
Convert to an invoice with SIX-compliant QR-bill. Ready to print and bank.
Import the camt.054 file from your bank. Paid invoices are marked automatically.
Quotes, QR-bill invoices and Swiss VAT in one single tool
Clean Swiss template, reusable service catalogue, line items, discounts and VAT. PDF and client link, even from your phone on site.
Your client gets a link, reads the quote, downloads the PDF and approves with one tap. You instantly see who said yes.
Every invoice carries the Swiss QR payment part to the SIX standard: readable by all banks, with QR-IBAN and the correct reference.
Rates of 8.1%, 3.8% and 2.6% applied automatically, quarterly return calculated and exportable as CSV for your fiduciary.
Reconcile payments from your bank's camt.054 files, see overdue invoices at a glance, send reminders with 5% default interest (art. 104 CO).
Documents and interface in English, Italian, German and French: invoice in Locarno, Zurich or across the border without redoing anything by hand.
Touch-optimised interface: create quotes on site from your phone, send invoices from the tablet, review everything on your computer. The app installs on every device as a web app.
Install Pratiko on your device in 30 seconds
Pratiko is a web app: install it straight from the browser on iPhone, iPad, Android, Mac and Windows. No store, no download.
- 1Open pratiko.ch in Safari
- 2Tap the Share icon
- 3Choose “Add to Home Screen”
- 1Open pratiko.ch in Chrome
- 2Tap the ⋮ menu, top right
- 3Choose “Install app”
- 1Open pratiko.ch in your browser
- 2Click the install icon in the address bar
- 3Confirm “Install”
No store, no download: the app updates itself and takes almost no space.
Swiss tradespeople who stopped chasing payments
Typical examples: a plumber with 20 invoices a month gets paid more punctually by dropping manual reminders; a carpenter with 10 quotes a month wins back around 3 admin days every month.
“I used to waste 2 hours per invoice on Excel. Now I do everything in 10 minutes. The SIX-compliant QR-bill removed a huge headache.”
“My clients approve quotes from their phones while I'm on site. No more chasing them with emails and calls.”
“My accountant is happy: I export everything to CSV in one click. And I do the quarterly VAT return myself in 5 minutes.”
Honest Swiss pricing, no surprises
No card to get started, no setup fee, no mandatory annual contract. Cancel whenever you want.
An accountant charges CHF 150-300/hour for what Pratiko does automatically.
Up to 5 clients and 5 invoices per month. Perfect to start.
- Up to 5 invoices per month
- Up to 5 clients in address book
- Swiss QR-bill PDF generation
- 1 User
Ideal for most small craftsmen and professionals.
- Max 30 clients in address book
- Max 30 invoices per month
- Swiss QR-bill generation
- Customization with logo and brand colors
- Send invoices via email
- Reminder management and history
No limits, for those who want total freedom.
- Unlimited clients
- Unlimited invoices
- All Standard features
- Data export for accountants (CSV/Excel)
- Priority support
Free plan forever: 5 clients and 5 invoices per month, no credit card and no hidden deadlines. Upgrade to Standard or Pro and change your mind? Cancel in one click anytime — your data stays exportable.
Frequently asked questions
Your next quote starts 60 seconds from now
Sign up free, enter your company details once and send your first SIX-compliant QR invoice today. No credit card, no commitment.