Quotes and QR invoices for Swiss micro-businesses.
Create professional quotes, get client approval online and turn them into QR invoices. All in one place, without Excel and without complicated software.
For freelancers, professionals, service companies, tradespeople and small businesses in Switzerland.
- Professional quote ready in 60 seconds, from computer or smartphone
- SIX-compliant QR invoice accepted by every Swiss bank
- Swiss VAT, reminders and quarterly return ready for your accountant
Free forever up to 5 invoices per month. No card required.
Works flawlessly on smartphone, tablet and desktop: no app-store download, it installs as a web app in seconds.
Just need a quick QR-bill? Free generator, no sign-up17.07.2026
IBAN CH·· ···· ···· ···· ····
For the self-employed and small businesses
Pratiko is built for anyone who prepares quotes, issues invoices and wants to keep incoming payments under control without scattered spreadsheets or overly complex software.
Quotes, jobs and QR invoices.
Proposals, mandates, services and client invoices.
Quotes, deposits and professional invoices.
Recurring clients, jobs, payments and reminders.
Tidy management of quotes and invoices.
If you prepare quotes and invoices for your business, Pratiko helps you do it more simply.
Paperwork shouldn't steal your evenings.
Between clients, appointments, deliveries and hands-on work, quotes and invoices often end up being prepared late and across different files. With Pratiko you create professional documents, send them to the client and keep payments and deadlines under control in one place.
- You rebuild every quote in Excel or Word, and it still looks improvised
- You fill the QR invoice by hand: one wrong digit and the client's bank rejects it
- You recalculate 8.1% and 2.6% VAT every time, never fully sure it's right
- The client never replies to the quote and you don't even know if they opened it
- You notice overdue invoices only when the money is missing from the account
- The quarterly VAT return eats a full working day hunting for documents
Quote and invoice software: Pratiko vs the alternatives
Honest comparison between Pratiko, Excel/Word and the best-known Swiss tools.
| What matters | Pratiko | Excel / Word | WinBIZ / Banana | Bexio |
|---|---|---|---|---|
| Time per invoice | 2 min | 30+ min | 10 min | 5 min |
| SIX QR-bill | ||||
| Online quotes | ||||
| Client approval | ||||
| Auto Swiss VAT | ||||
| camt.054 import | ||||
| Price | From CHF 0 | CHF 0* | CHF 400+/year | CHF 29+/month |
| Ease of use | ★★★★★ | ★★★ | ★★ | ★★★★ |
Pratiko saves you time and money from day one.
Try Pratiko free — no card requiredQR invoices for micro-businesses: before and after Pratiko
What really changes in a Swiss small business's week once admin stops being done by hand.
- Quotes in Word, recalculated by hand
- Client 'thinks about it' for weeks with no answer
- Photocopied pink slips or hand-crafted QR codes
- Quarterly VAT = one evening lost at the accountant
- Quote ready from your phone, on-site
- Approval link: yes or no in one click
- Swiss QR-bill generated automatically
- CH VAT report exported in one click
Quotes and QR invoices: from quote to payment in 4 steps
The same flow used every day by tradespeople, freelancers and small businesses across Switzerland: no training course, no consultant to pay.
Fill in items, VAT, discounts. Clean Swiss template. Professional PDF in 60 seconds.
The client gets a link, approves or rejects online. You get an instant notification.
Convert to an invoice with SIX-compliant QR-bill. Ready to print and bank.
Import the camt.054 file from your bank. Paid invoices are marked automatically.
Quotes, QR-bill invoices and Swiss VAT in one single tool
Create clear, personalised offers, ready to send.
Send a link and receive acceptance without printouts or chasing.
Turn the approved quote into a QR invoice without re-entering data.
Keep documents tidy and prepare the data for your fiduciary.
See open invoices and due dates, and send reminders.
Documents and interface in English, Italian, German and French: invoice in Locarno, Zurich or across the border without redoing anything by hand.
Use Pratiko on computer or smartphone — in the office, at the client's or on the go. The app installs on every device as a web app.
Give your fiduciary or team members access: they see invoices and incoming payments in real time, no hand-delivery of documents.
Install Pratiko on your device in 30 seconds
Pratiko is a web app: install it straight from the browser on iPhone, iPad, Android, Mac and Windows. No store, no download.
- 1Open pratiko.ch in Safari
- 2Tap the Share icon
- 3Choose “Add to Home Screen”
- 1Open pratiko.ch in Chrome
- 2Tap the ⋮ menu, top right
- 3Choose “Install app”
- 1Open pratiko.ch in your browser
- 2Click the install icon in the address bar
- 3Confirm “Install”
No store, no download: the app updates itself and takes almost no space.
Swiss micro-businesses that stopped chasing payments
Typical examples: a plumber with 20 invoices a month gets paid more punctually by dropping manual reminders; a consultant with 10 quotes a month wins back around 3 admin days every month.
“I used to waste 2 hours per invoice on Excel. Now I do everything in 10 minutes. The SIX-compliant QR-bill removed a huge headache.”
“My clients approve quotes from their phones while I'm on site. No more chasing them with emails and calls.”
“My accountant is happy: I export everything to CSV in one click. And I do the quarterly VAT return myself in 5 minutes.”
Honest Swiss pricing, no surprises
No card to get started, no setup fee, no mandatory annual contract. Cancel whenever you want.
An accountant charges CHF 150-300/hour for what Pratiko does automatically.
Unlimited users and collaborators, no per-seat fees
No extra licence per user: the price stays the same, however many people work with you.
- Your whole team at no extra cost
- Your office works at the same time
- Your accountant logs in anytime, free
Up to 5 clients and 5 invoices per month. Perfect to start.
- Up to 5 invoices per month
- Up to 5 clients in address book
- Swiss QR-bill PDF generation
- Installable Web App with smartphone push notifications
- Payment reconciliation from camt.054 files
Ideal for most small businesses and professionals.
- Unlimited clients in address book
- Max 30 invoices per month
- Swiss QR-bill generation
- Customization with logo and brand colors
- Send invoices via email
- Reminder management and history
- Accountant export (CSV/Excel) and quarterly VAT report
- Web App with smartphone push notifications
- Payment reconciliation from camt.054 files
No limits, for those who want total freedom.
- Unlimited clients
- Unlimited invoices
- All Standard features
- Accountant export (CSV/Excel) and quarterly VAT report
- Web App with smartphone push notifications
- Payment reconciliation from camt.054 files
- Priority support
Free plan forever: 5 clients and 5 invoices per month, no credit card and no hidden deadlines. Upgrade to Standard or Pro and change your mind? Cancel in one click anytime — your data stays exportable.
FAQ: QR invoices and free trial
Your business deserves less paperwork.
Create quotes, receive online approvals and send QR invoices — simply and professionally. No credit card, no commitment.